Transaction analysis that makes sense


Say yes to more customers, more often

Instant decision support from reliable and consistent transaction history analysis.

Effortless & Accurate

We automatically retrieve and analyse your customers bank transactions to give you a full 360 degree view.

Our report provides everything you need to understand your customer and finalise the assessment.

Fast & User Friendly

It takes just seconds for your customer to complete the Credit Sense process.

It's easy, safe and delivers a seamless experience they will appreciate.

Increase the completion of applications

Credit Sense simplifies this difficult process for the customer, reducing the risk of abandonment while providing the easiest and fastest experience on the market.

  • Privacy, Security & Compliance
  • Unsurpassed conversion rates
  • Income identification
  • Beautiful customer experience
  • Accurate trend based analysis
  • Flexibility
  • Amazing support

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Commercial Credit Software

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Credit Sense in Action

At FinovateEurope 2015 Avoka demonstrated how they can complete a personal loan application using Avoka Transact and Credit Sense in less than 3 minutes, and won Best of Show.